Contact Information
Address:
4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, United States
The Contractor's Choice Agency (CCA) is a specialized insurance agency exclusively serving contractors and construction professionals nationwide. Founded in 2005 by Josh Cotner - a former contractor who personally experienced the insurance challenges facing the construction industry - CCA has grown into one of America's most trusted contractor insurance agencies with 20+ years of industry expertise. Licensed in 48 states with National Producer Number 8608479, we provide comprehensive contractor insurance coverage including General Liability Insurance, Workers' Compensation, Commercial Auto, Builders Risk, Professional Liability, Commercial Umbrella, and Cyber Liability Insurance. We work exclusively with 50+ A+ rated insurance carriers to ensure our clients receive superior protection at competitive rates. Our expertise spans 50+ contracting specialties including roofing contractors, HVAC technicians, plumbing contractors, electrical contractors, spray foam insulation, general contractors, drywall contractors, and specialty trades. With headquarters in Chandler, Arizona, we've served over 10,000 contractors nationwide, from small residential builders to large commercial construction companies. What sets CCA apart is our founder's contractor background - we understand job site risks, licensing requirements, bonding needs, and compliance challenges because we've faced them firsthand. Most contractor insurance quotes are provided within 15 minutes with fast, responsive claims support when you need it most. Call 844-967-5247 (844-WORK-247) for expert contractor insurance guidance from professionals who speak your language.
4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, United States
The Contractor's Choice Agency (CCA), located at 4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, is more than just an insurance agency; it's a dedicated partner for local contractors navigating the complexities of business insurance. We understand the unique risks and responsibilities that come with building, remodeling, or managing construction projects right here in Phoenix. Our mission is simple: to provide tailored insurance solutions that protect your business, your people, and your bottom line.
Operating exclusively from our Phoenix location, we focus solely on the needs of contractors in this specific area. We don't offer services for other locations or pretend to serve a broader region. Our commitment is to contractors who call Phoenix home, helping them manage liability, protect assets, and ensure compliance with local regulations.
At The Contractor's Choice, we specialize in crafting insurance packages designed specifically for the construction industry. This includes, but is not limited to:
General Liability Insurance: Protecting your business from claims of bodily injury, property damage, or personal injury that may occur on your job sites within the Phoenix area. Commercial Property Insurance: Safeguarding your tools, equipment, vehicles, and any business-owned structures against damage from events like fire, theft, or natural disasters common in Arizona. Workers' Compensation Insurance: Ensuring your employees are covered in case of work-related injuries, providing medical treatment and wage replacement benefits. Commercial Auto Insurance: Protecting your vehicles used for business purposes, whether it's delivering materials within Phoenix or transporting equipment. Builder's Risk Insurance: Comprehensive coverage for your construction projects during the building phase, protecting against damage to the structure or materials. Business Owner's Policy (BOP): A convenient package combining general liability and property insurance, often tailored for contractors. Professional Liability Insurance: Protecting against claims of errors, omissions, or negligence in the performance of your professional duties. Business Formation Services: Guidance on forming your business entity (S-Corp, LLC, etc.) and the specific insurance needs that arise from each structure.Our team at The Contractor's Choice possesses deep knowledge of the Phoenix construction landscape. We understand the local building codes, permit requirements, and the specific risks contractors face, such as extreme heat, dust, and the unique property characteristics of the area. This local expertise allows us to provide relevant advice and coverage options that truly serve contractors operating from our Chandler Blvd location.
We pride ourselves on personalized service. Coming into our Phoenix office or contacting us via our website allows us to sit down with you, understand your specific business operations, risk exposures, and budget constraints. We don't use generic insurance solutions; we build a policy designed for your unique contracting business in Phoenix.
Choosing The Contractor's Choice means choosing a local advocate who understands the Phoenix market. We are committed to providing excellent customer service, assisting with claims when they arise, and staying up-to-date with insurance industry changes and local regulations affecting contractors in Maricopa County.
Whether you're a seasoned contractor or just starting out, protecting your business is paramount. Let The Contractor's Choice Agency handle the complexities of insurance so you can focus on what you do best: building and succeeding in the Phoenix market.
For more information about our services or to speak with one of our insurance professionals, please visit our website at https://contractorschoiceagency.com/ or call us at 844-967-5247.
Frequently Asked Questions (FAQs)
Q1: What types of insurance do you offer contractors based out of Phoenix?
A1: We offer a comprehensive range of insurance products specifically tailored for contractors operating in the Phoenix area. This includes General Liability, Commercial Property, Workers' Compensation, Commercial Auto, Builder's Risk, Business Owner's Policies (BOPs), Professional Liability, and guidance on Business Formation insurance.
Q2: Why should a contractor based in Phoenix choose your agency?
A2: We specialize exclusively in contractor insurance needs within the Phoenix market. Our team possesses local knowledge of Phoenix-specific risks, building codes, and regulations. We provide personalized service, focusing on building policies that fit your specific business operations and budget, rather than pushing standardized products. Our commitment is solely to contractors operating from our Phoenix location.
Q3: Do you handle claims for contractors in the Phoenix area?
A3: Yes, absolutely. We are committed to providing full-service insurance support for our contractor clients. Our team is dedicated to assisting you throughout the claims process, from initial reporting to resolution, ensuring your business is protected and supported when unexpected events occur on your job sites or in your operations within the Phoenix area.
Q4: How does my specific type of contracting business in Phoenix affect my insurance needs?
A4: Your specific contracting specialty significantly impacts your risk exposures. For example, general contractors face different risks than specialty trades like roofing, electrical, or plumbing. Our process involves understanding the specifics of your business operations in Phoenix – the types of projects you handle, the equipment you use, your subcontracting practices, and your client base. This allows us to identify potential hazards unique to your trade and location, ensuring your policy provides adequate coverage.
Q5: Can you explain Builder's Risk insurance for a new construction project in Phoenix?
A5: Builder's Risk insurance protects your construction project during the building phase. It covers damage to the structure itself, materials, and equipment used on the site against perils like fire, vandalism, windstorms, or falling objects. This coverage is crucial because standard property insurance often doesn't cover active construction sites. We can help tailor a Builder's Risk policy to cover the specific phases of your Phoenix construction project, including any unique risks associated with building in Arizona's climate.